AVP, Specialist, Credit Portfolio Management (Unsecured Products), Consumer Banking, Risk Management Group

• Analyze and monitor the credit portfolio of the consumer banking division, identifying trends, risks, and opportunities for optimization
• Develop and implement strategies to manage the credit portfolio, including risk mitigation, portfolio diversification, and performance enhancement
• Collaborate with cross-functional teams, such as credit underwriting, collections, and product management, to ensure alignment and effective portfolio management
• Conduct regular portfolio reviews and provide comprehensive reports to senior management, highlighting key insights and recommendations
• Stay up-to-date with industry best practices, regulatory changes, and market dynamics to enhance the bank's credit portfolio management capabilities
• Contribute to the development and refinement of credit policies, procedures, and risk models to align with the bank's risk appetite and strategic objectives

• Minimum 5 years of experience in credit portfolio management, preferably in the consumer banking or retail lending industry
• Strong analytical and problem-solving skills, with the ability to interpret complex data and derive actionable insights
• Proficient in the use of data analysis tools and techniques, such as Python, SQL, Excel, and data visualization software
• Excellent communication and presentation skills, with the ability to effectively convey complex information to diverse stakeholders
• Demonstrated experience in developing and implementing credit portfolio management strategies and initiatives
• Thorough understanding of credit risk management principles, regulatory requirements, and industry best practices
• Ability to work collaboratively in a team environment and contribute to cross-functional initiatives

DBS Bank