ALYST, Specialist, Credit Portfolio Management (Unsecured product), Consumer Banking, Risk Management Group
- Taiwan
- Permanent
- Full-time
- Analyze and monitor the credit portfolio of the Consumer Banking segment, ensuring adherence to risk management policies and guidelines
- Conduct in-depth credit risk assessments, including portfolio analysis, trend identification, and early warning signal detection
- Collaborate with cross-functional teams to develop and implement strategies for portfolio optimization and risk mitigation
- Provide timely and insightful reporting on portfolio performance, highlighting key risks and opportunities
- Contribute to the development and enhancement of credit risk models, methodologies, and tools
- Participate in the review and approval of credit proposals, ensuring alignment with the bank's risk appetite
- Stay abreast of industry trends, regulatory changes, and best practices in credit portfolio management
- Relevant university degree in Finance, Economics, or a related field
- Minimum 3-5 years of experience in credit risk management, portfolio analysis, or a similar role
- Strong analytical and problem-solving skills, with the ability to interpret complex data and draw meaningful insights
- Proficient in the use of data analysis tools and techniques, such as Python, Excel, SQL, and statistical software
- Excellent communication and presentation skills, with the ability to effectively convey complex information to stakeholders
- Demonstrated understanding of credit risk management principles, portfolio management, and regulatory requirements
- Ability to work collaboratively in a team environment and contribute to cross-functional initiatives