ASSOC, Specialist, Credit Portfolio Management (Secured Product), Consumer Banking, Risk Management Group

• Analyze and monitor the credit portfolio of the consumer banking segment, ensuring adherence to risk management policies and guidelines
• Develop and implement strategies to optimize the credit portfolio, balancing risk and return
• Collaborate with cross-functional teams to identify and address emerging risks and opportunities within the consumer banking portfolio
• Conduct regular portfolio reviews and provide insights to senior management on portfolio performance and trends
• Contribute to the development and enhancement of credit risk models and frameworks
• Participate in the implementation of credit risk mitigation techniques and strategies
• Assist in the preparation of regulatory reports and compliance-related activities

• Bachelor's degree in Finance, Economics, Statistics or a related field, a master's degree is preferred.
• Minimum 3-5 years of experience in credit risk management, portfolio analysis, or a similar role within the banking or financial services industry
• Strong analytical and problem-solving skills, with the ability to interpret complex data and draw meaningful insights
• Proficient in the use of data analysis tools and techniques, such as Excel, SQL, and data visualization software
• Excellent communication and interpersonal skills, with the ability to effectively present findings and recommendations to stakeholders
• Demonstrated understanding of credit risk management principles, portfolio management, and regulatory requirements
• Ability to work collaboratively in a team environment and contribute to cross-functional initiatives

DBS Bank