Senior Officer, Credit Approval, Consumer Banking, Risk Management Group

Taiwan
Permanent
Full-time

20 days ago

Business FunctionRisk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.Responsibilities:
1. The main responsibility of this staff is to review daily credit card, personal loan,
mortgage loan or other secured products' non STP/deviation applications
2. Post approval quality review/quality check for approved applications including credit
card, personal loan, mortgage loan or other secured products
3. Support business initiatives/process enhancement projects or ad-hoc project/program
when necessary
4. Prepare user requirements (including user interface/process design) or testing cases
as well as conduct system testing when system project/enhancement needs
5. Review team process effectiveness and provide solution for improvementPreferred:
1. 5+ years' experience in credit approval covering unsecured and/or secured products
with process refinement mindset, preferred within Consumer Banking service sectors.
2. Excellent collaboration and communication skills
3. Strong execution capability and ability to multi-task and work across multiple products
/projects
4. Familiar with Microsoft Word, Excel, PowerPoint
5. Fluent in English communicationand experience with Python and/or other analysis
tools will be a plusFinancial license
Proficiency Test for Bank Internal Control and Audit
Basic Test on Financial Markets and Professional Ethics

DBS Bank

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